Public & Employers Liability
What is Public & Employers Liability?
Public liability insurance covers you for in the event you become legally liable to a member of the public for bodily injury/diseases/death, damages, expenses & costs and/or damages to their property following an accident which occurred during the period of insurance and is in connection with their business.
Employers Liability Insurance covers your business against legal liability for injury, illness, disease or death of an employee under a contract of service with your business
Example of a Public & Employers Liability Claim
- Public liability - You or an employee accidentally damages a clients property or injures a member of the public
- Employers Liability - An employee sustains an injury on the job for which you are proved negligent
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